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United Mercantile Company
A Commercial Collection Agency
800-541-3833
Ten Reasons to Use a Collection Agency
Cash Flow.
You deserve to be paid in a timely fashion, but some of your customers are stalling.
What good is a sale if you don’t get paid?
Cost.
It costs you nothing to place an account with UMC unless we collect for you or you choose to file suit. You will pay a small fee when we collect your account.
Opportunity Cost.
You can save time and money by placing delinquent accounts with UMC. You'll be able to focus on managing your business while UMC's experienced collectors attack your accounts.
Third Party Effect.
Your customer may find it easy to avoid your attempts to collect rather than face the issue. UMC, as a third party representing your interests, shows your customer that you are serious about collecting your debt.
Efficient, Effective Collectors.
We don't get paid unless we collect for you. UMC works on a contingent fee basis and our collectors are motivated to collect your accounts as swiftly as possible.
Training
. UMC's collectors must pass a rigid 8 hour test every five years and we take annual continuing education classes to maintain our elite status as a certified commercial collection agency with the Commercial Collection Agency Association. This insures that you are represented in a professional manner and all laws and matters governing collections are strictly applied.
Litigation.
UMC partners with specialized commercial collection attorneys who may recommend filing suit. UMC manages the process by searching public records for assets, outstanding judgments, UCC filings, etc. to assist you in making an informed decision whether or not to sue.
Credit Reporting.
UMC is a credit reporting collection agency. Your customer’s credit will be adversely affected when you place an account with UMC.
Client Relations.
UMC’s collectors will approach your customers diplomatically at first. If they fail to respond, the tenor of our approach becomes more severe.
Association Affiliations:
UMC is a certified member of the CCAA and is a member of the IACC, ACA, and has an A+ rating with the BBB. You will receive the best possible service, at a fair price, based on industry-wide standard operating procedures set by these organizations.