United Mercantile
Outsourcing

CAAP - Credit Application Assistance Program
Get the facts, Jack. Avoid slow paying and fraudulent applicants with a thorough investigation of your potential customer's credit. All too often basic information on a credit application is taken for granted. UMC will make sure the information on your credit application is correct by verifying phone numbers, corporate status and officers of the company etc. UMC will also contact bank and trade references to verify the credit worthiness of the potential customer. Credit decisions can be tough. Make sure your decisions are based on facts.
Contact UMC today for more information or to get started!

Experian Business & Consumer Credit Reports
Business Profile presents a current, objective picture of how a business handles its financial obligations and comprehensive public record and legal data, conveying not only the company's ability to pay but also its willingness to pay.

Business Owner Link can automatically link the credit history of more than 5 million business owners to the credit history of their business, making it easier for you to access a Business Owner Profile on small business accounts

Consumer Credit Profile Report gives you accurate, current and complete information to enhance your decision-making capabilities. Its easy-to-read format, designed with input from our customers, groups similar data elements together for faster analysis.

Other Reports - Social Search, Address Updates, Employment Insight, and Collection Reports are examples of a complete line of resources you need to qualify your customers and reduce the risk of bad debts.
Contact UMC today for more information or to get started!

Credit Decision Models and Scoring
UMC offers Experian Commercial Intelliscore and Small Business Intelliscore services along with the ability to help you customize your own Decision Tables.
Contact UMC today for more information or to get started!

Pre-Collection Dunning Services
There are many times when you find your department is temporarily understaffed. This can result from a surge in sales, acquisitions, company cutbacks or inexperience due to employee turnover. Whatever the cause, UMC can tailor a program to help you catch up and stay on top of those aging receivables, including everything from sending dunning letters out on your letterhead to making calls in your name.
Contact UMC today for more information or to get started!

Skip Tracing
Can't find them? Give UMC a try. We have access to a variety of search tools including Internet data banks, people locators, cross reference directories, etc. We can help you locate people or companies; identify corporate officers and trace their home addresses; search for judgments, liens, UCC filings, bankruptcy filings, etc. If we cannot find what you are looking for, we will not charge for our efforts.

Submit someone for Skip Tracing

Contact UMC today for more information or to get started!

Credit & Collection Consulting
Our experienced collectors have been through the collections wars. They have worked with all kinds of debtors. They have been through the legal processes and have seen and experienced situations of all types. Not sure of what action to take? Is any action necessary? UMC is here to offer our clients guidance on those difficult accounts before you are ready to turn them over for collection.

UMC can also customize a credit & collection program to help educate new and existing employees on the importance and fundamentals of credit and collections.
Contact UMC today for more information or to get started!

Back To Top